This is a community of ordinary people, selflessly helping each other, a kind of the Global Fund of mutual aid. This is the first sprout of something new in modern soulless and ruthless world of greed and hard cash. The goal here is not the money. The goal is to destroy the world's unjust financial system. Financial Apocalypse! Before you join, be sure to be acquainted with our ideology.
About MMM Nigeria
Posts 1 to 5 of 5
Share22016-11-10 12:28:58
The modern world is bad. It is inhumane, unfair and unjust. This is the world of money. It is not for people. It is for those who who produce this money, for bankers and financiers, government and millionaires. And people are mere "pawns" in this game. They just serve them as attendants.
Why do bankers work less and earn a hundred times more?
What lies behind the social welfare? Labor. But why do bankers live a hundred times better than common people who really work hard? Do the bankers work harder? Definitely they don't! In addition they do not even produce any material values, as opposed to the workers. Why then the difference in income is so enormous?
Many wonder with all sincerity now, reading this: "Well... a banker and a worker, they cannot be compared! The banker-the head of the Bank, he has power over money, and is well-connected. And we are ordinary people, having no power or clout. Naturally, the banker lives better than we do.
Meanwhile, there is nothing "natural" here. The point is that everyone got used to this state of affairs and takes it as a matter of course. People believe that this is the way of the world, that a banker has to live better and it cannot be otherwise. But in reality things are different and the situation can be changed!!
But yet, why? Why does the banker work less, but live better? Better than a factory worker, miner, oil rigger, or woodcutter? Because the banker has always got money. Exactly! It's all about money! MONEY! This is the whole point, the cornerstone! And about it, we should talk in more details.
If money is a measure of labour, why is the world unjust?
So, what is money? Have you ever thought about it? May be it is a calculation tool or a measure of labor? As we are told from childhood, we have to work, work and work, because money won’t fall down from the sky. It should be honestly and hardly earned! Everyone was led to believe it from the cradle . It's interesting, what would billionaires say to that, who honestly and hardly earned all their billions. It's ridiculous, isn't it?
Well, we work without cease. But what should we expect in the end? Low wages and pensions, and no rest, but a constant struggle with debts. And half-starved old age... You have spent all your life, working for billionaires, you have been taken away all your power, energy and health, you’ve been squeezed like a lemon, and after that you’ve been just thrown into the dustbin as a write-off.
Is it right? But that's the world. This horrific reality of the modern society. This is what we should all expect in the end almost certainly; everything ends up in this way for the vast majority of people in today's world. As it ended up for their mothers and fathers, grandmothers and grandfathers ... As it will end up, in the present state of affairs, for their children and grandchildren ... great-grandchildren ... Then, in their turn, for their children and grandchildren ... And so on ... That's the way of the world.
Why? All of this is wrong, unfair! It must not exist! Why do some people have everything, but others have nothing? Why do some people walk in golden slippers, but the others barely make ends meet? They don’t know how to feed their children, although all of them “work honestly”. Why does it happen?! Yet we are all the people. We are "equal", aren’t we? Then why?!
Because there is a lie around us. A huge, continuous, monstrous, embellishing lie. Do not believe anything that is broadcasted daily on TV by satiated and well-groomed masters of life.
And people are not equal, and the money is not even a measure of labor. All of this is an insolent and shameless lie. We are surrounded by lie! And still most people trust it all and continue to live in the unfair and unjust world. Why do they cheat you? Just to make it easier to control you.
Is everyone of us equal? It's nonsense!
Imagine yourself as a billionaire now. Or even as an ordinary worthless member of the parliament. Are you equal? In what? You live in a different way, eat in a different way, and rest in a different way. In one day he spends more than you spend for a year! His wife is wearing underclothes more expensive than the whole wardrobe of your wife... He is treated in the best Swiss clinics. And what about you? His children and yours.. Have you compared? Well, where is your "equality"?
Perhaps, you are equal in the rights, aren’t you? Oh, but we forgot about the rights. As it is written in the Constitution of different countries, isn’t it? But let's try to find out, what kind of “equal” rights do we have with oligarchs or bankers? Just a curious!
The right to work? Well, we have such a right. However some really work for peanuts, whereas the others hardly do anything, earning millions and billions. Is it normal?
The right to elect and to be elected? Hmm ... Well, you can elect, of course, you’re welcome. And what about "to be elected"? Here's quite different story. To take part in election campaigns you need a lot of money. And where is it coming from? You will never earn it as a typical worker. Therefore in government there are the people who have extensive financial stock. It's problematic to participate in the elections for an average person and there's no way to win.
In fact, people are not equal in anything. A constantly progressing social inequality — here's the real picture!
So, what is money?
Now we move on to money. Of course, money is not any "measure of labor". These are fairy tales for idiots. Otherwise you would live like a lord. Or maybe you don’t work much enough? Unfortunately, money is just a tool to hold all of us in slavery. We are all slaves. Slaves of money. More precisely, we are slaves of those, who print money. They are our masters.
In fact, nothing has been changed at all during all these centuries on Earth. We have been living so far in the slave-owning system, which has undergone merely external transformations. Everything has become just more civilized and sophisticated. If anciently slaves had real shackles — rusty and steel, then today they are merely invisible, though they still exist. We don’t seem to have them, and can go wherever we want. There are no shackles, we are supposedly free! However, things are different. It is money that is our shackles in the modern world.
In practice none of us is free. "Freedom" is an illusion. Money — that's the point! We are really nothing without money. We need a home, clothes, food and cannot live in a cave and even to go hunting, we need money now. It is necessary to have money everywhere! Because everything around us is just for money. You cannot make a single step without it! But where can we find money? Maybe to earn it?
Have you ever wondered that it is immoral to trade yourself? That it is a kind of prostitution to sell your own strengths, brains, time... What is the difference from the trading your own body? Well, but you will object that people have to work. If everybody would stop doing his job, what’s going to happen then?! We will resettle in cave again, won’t we?
That’s ridiculous. The same "convincing" arguments could be heard for sure in the slave society, when the slaveholders had been trying to make understand their slaves, who, for some reason, didn’t want to work for them, and asked different questions. And later, the same arguments the landlords told their serfs clearly and confidently: "After all, if you stop working, what’s going to happen then?! Our society will collapse! And we will die of hunger!!!"
Yes, it is necessary to work, to create something useful for the society. Otherwise the society will degrade and die. But firstly, we have to work voluntarily, not for a bowl of soup and not only in order to survive; we have to do what we like!
And secondly, while we are on the subject, once it is necessary to work — it is necessary for everyone. All people are equal, aren’t they? So let everybody work. The situation, when some people earn money (in the mines, at the factory, wasting their effort and health!) while others simply print it (sitting back and sipping an exotic cocktail), is abnormal. Such a situation is not acceptable in principle. And there are no "explanations" and excuses to this state of affairs. Absolutely!
Money is just a paper, candy wrappers, which is not backed by anything tangible and, according to that, money is simply printed unrestrictedly, to anyone's heart's content. And then these candy wrappers are distributed among the slaves (among the likes of us) as "wages for labor". When we are given an extra wrapper (our salary is increased) — we are happy. Are you shocked? Alas, that's our bitter reality.
The whole financial world is a pyramid!
How is the financial world organized? It is a pyramid. The Fed the U.S. Federal Reserve System is at the top of it. The Fed creates dollars. How much? As much as they want! Of course, Fed adhere to some of their own internal rules and regulations; they try, for example, not to create too many dollars to prevent complete devaluation of the currency, and etc. But in principle the Fed can create as many dollars as they want. At least, there are no any external limitations for that. Absolutely! The U.S. Fed is guided solely by the reasons of expediency.
The lower levels of this global pyramid are the central banks of different countries; all other local national banks are situated on even lower levels. (Of course, all of this is slightly simplified, but in general everything reflects an overall picture). Actually, why do we need banks? Speaking figuratively, banks play the role of blood vessels in the social organism. Through these vessels the money (blood) from the heart (the Central Bank) enters all its organs. Money (blood) wash these organs, it brings life to them!.. Such an interesting comparison
)
In which connection dollars are mentioned here? And what relation does the Fed have to us, ordinary people? Basically, the most direct relation! After all, dollar is the global currency. No one Central Bank can print its currency in desirable quantity without permission of the U.S. Fed! It is out of question! By no means! As soon as some country supplied its resources to the USA for a billion dollars (exchanged its actual raw stock for a wagon of colored pieces of paper with the pictures of great American presidents), then it will be allowed to print the local currency in the amount of billion dollars. Now it is permitted, and this is the only way. Otherwise, such a country will be turned out from the IMF, its currency will become inconvertible and so on. In short, the measures will be taken immediately.
And yet, why does a banker live better than a worker? We still have no answer! He prints money, and a worker, for example, builds houses or works in mining industry. It is also very important. Does the banker work harder and give more benefits to the society? Of course not. Then why does he live better?
And one more interesting question in addition. I have been working and working, completing the whole plan, with a clear conscience, daily — from morning to night, for public benefit. As it seems, I have been doing my best. But anyway I can’t pay off the loans. And all my friends are in the same situation. Is it normal? It is obviously wrong and unfair! This is eternal credit bondage. Why do we always owe money to anyone? Why are we all-time bank debtors?!
In short, they make fools of the common people. As usual — nothing new. The rich take advantage of the fact that we, simple hard workers, don’t have time to figure out all these tricky schemes, we have to feed our families. That’s why they take advantage of this situation.
How do banks deceive people?
Let's figure out quietly and without haste. But you have to strain your brains. It's not easy to unravel in a couple of minutes those things which have been tangled during the centuries by the best sophisticated minds of mankind, seeking only wealth accumulation for their personal needs.
Let’s make an example. Let it be a Adam and Steven. And let it be Leonard, a banker of Adam and Steven. They both keep their money in his bank. Adam really wants to buy ….well, let's say, Steven’s bicycle. But he has no money. More precisely, he has money, but not enough — only $10, while Steven wants as much as $100 for his precious bicycle. That is a problem!
What is Adam going to do? He gives Steven his $10 as a deposit and asks not to sell the bike to anyone. He says that he will bring the remaining sum soon. In the meantime he runs to his bank, to the respected Leonard, to get a loan for the missing $90.
As ill luck Leonard has no money at this moment, but he knows perfectly about $10, which Adam gave Steven. And where will Steven bring this money to? That's right, he will put these $10 in his lovely bank, to the same Leonard. Therefore Leonard asks Adam to come back tomorrow. In the hope that tomorrow he will get these $10.
And everything happens in this way. The next day Steven brings $10 to the bank, the bank provides Adam these $10 on credit. Adam immediately gives them Steven, who again puts them in a bank, the bank again provides Adam these $10 on credit, etc. As long as Adam the fool will gather enough money for the bicycle.
So what do we have in the end? Adam finally got the bike from Steven, but at the same time Adam owes $90 to the bank (Leonard), and the bank, in its turn, owes $100 to Steven.
In other words, those $10, which were existed initially, have magically turned into $200 ($190 of debts plus real $10)!
(But these $10 would also turn into a thousand dollars. Even in a million or a billion! If the purchase was more expensive. In that case our $10 would make the increasing number of its cycles, circuits from hands to hands. That's just the procedure!)
So, what happens in today’s world!? It appears that banks also "draw" money without problems?! Not only Fed can produce money, but the banks either! And in fact, these banks multiply money without any control! And we're still wondering, why does the banker live better? Is it clear now, why? The one, who produces the money, of course, lives better!
But this is not enough! From this moment poor Adam will never be able to repay his debts owed to the bank! No matter how hard he would work. Now he is in slavery to the bank, in credit bondage forever. Because those $90, which he owes to Leonard, do not exist in nature! At all! Sly Leonard made this money out of nothing; he created them out of thin air! Just one click! And $10 turned into $200.
Yes, but you can object reasonably that the bank itself owes $100 to Steven. And it turns out, that bank is in credit bondage to Steven and it won’t be able to repay its debts owed to Steven either. So where is the bank’s profit? What's the trick?
Ha! You ask what the trick is! This trick is in the fact, that bank has a lot of such "Stevens", thousands and millions, and they will never come for their money all at once. If one Steven comes, the bank will return him the money of ten other depositors, that's it. It means that the bank’s debt is neither dangerous nor burdensome. In fact, bank’s debt is virtual, it exists only on the paper or in the computer program. It will never be repaid in reality. Only in case of panic it happens, when frightened "Stevens" suddenly come for their money — all at once! Or maybe you know any other reason why banks go bankrupt from time to time? Here's why. Because there is no enough money for all depositors! There is a 90% of thin air in the bank vaults.
Thus, the bank is OK. It sails before the wind. We don’t need to worry about it. But our Adam has serious problems now. He has to repay all the debts owed in bank! Completely!! Moreover with interests and, possibly, penalties. He will be forced to take new credits in order to repay the old ones. Then again the new loan… and again... and again… endlessly, until his death! And there is no way out of this credit running knot. It does not exist in principle! That's it! Trap has been slammed. Now Adam is a perpetual debtor of the bank. He is a slave. From now on he will work for the bank for years on end... Until he dies. But still he won’t repay the debts. And after his death his children and grandchildren will work for this bank. They all are the future servants of banks. More precisely, they are servants of this inefficient and unfair global financial system, which spawned this ruthless and inhuman mechanism. And this mechanism must be finally destroyed.
A new fair financial system will be established!
Financial Apocalypse! That’s the only thing that can break our financial chains and save us all. Release us finally from the continuous slavery. Everything old will burn in its fire and the new will appear. The Fed will be removed from power and will no longer develop social inequality. The banks as they are now will simply disappear. They will stop robbing the people. In fact the banks do not produce anything useful. What useful can they do? Give credits at plundering interests? As a result all the population is burdened with debts.
Why do the banks get interests for the credit at all? Have you ever thought about it? Usury was always despised by all nations, and now it is legalized. Why? If a person takes a loan in the bank, then not for nothing, but to do something good, to realize some project. But he applies his efforts for the welfare of the society including bankers. Making something useful for all of us. We should encourage such people, making discounts but not collecting from them huge interests!
Nevertheless, modern banks were created for other purposes. They aren’t interested in the society but in their own goals. People aren’t important for them. Modern banks are loyal servants of the Fed, hypocritical agents, misusing the products of labor of common people. The current financial system is merely destructing us. And it will continue attacking us, and then our children and grandchildren. It will get even worse if nothing changes. We will destroy the existing financial system and build new — fair and honest! We have no other choice. We are not slaves. We are people. And we choose freedom!
And this freedom is almost here already. Now, thanks to MMM financial Apocalypse is inevitable. Unavoidable! Since now it’s just the question of time. The seed was dropped. And it would grow. It’s already growing. Right now, at this moment! It will not perish!
What does MMM stand for?
MMM is a Global Mutual Aid Fund, World people's Bank, Financial Social Network — or any definition whatsoever. The point is not in the title. The bottom line is that this is a voluntary informal association of millions and millions of people throughout the Earth, rebelled against the financial slavery, chose to declare war against the Fed and banks. (And to win this war!!) And for this aim they have consolidated their capital — even though there are small amounts, owing to a great number, that is millions of people, it's already the power. Awesome and invincible power, growing every day!
Well how do banks exist? Thanks to bankers? Billionaires? No, due to the same ordinary people who deposit their modest savings there. MMM takes the wind out of banks' sails making people see the reality. Why do the people bring their money to the banks at the exorbitant interests? Because they have no other choice. Banks are monopolists: there is no other place to bring money to. All banks are just the same, and controlled by the FED. They simply destroy ordinary people.
And now we have an alternative — MMM! It’s something close to our hearts! Here people help each other. Today you help and tomorrow you will be helped. It’s the main principle of MMM. Do you really want bankers to buy another limousine or house for your money? You should not become another slave. Better join MMM and your money will help those who really need it! Poor people, retirees, disabled people…Woman with many children. Love thy neighbour! Help him.
It’s a kind of common storage box where people save their money and then take it when needed. The amount you need at the certain moment. (They do not steel but namely take money)!
Actually, people don’t need a lot of money. They need consciousness that they have it. Confidence in tomorrow’s day is what everybody really needs. It is just MMM that gives this confidence! It gives a feeling of partnership, that you aren’t alone! At the difficult moment you will never be abandoned but you will always be helped and supported! MMM is a unit of new society, brighter and better. New world, where there won’t be money. Current money. Where everything will be otherwise… Fair and honest. Where there won’t be any slaves or owners. Where everybody will work for their own pleasure and for the whole society. Where Good will defeat Evil! It will be so! There are no doubts!!
Welcome to the System! Together we will change the world!
Share32016-11-11 10:00:18
MMM ABBREVIATIONS
PH – Provide Help
GH – Get Help
PO – Personal/Private MMM Online Office
DL – Downline
UL – Upline (Your Referrer & Guider & Guider’s Guider)
PMT – Payment
EFT – Electronic Funds Transfer
POP – Proof of Payment
DD – Direct Deposit
CRO - (Control and Revision Officers) MMM Policing body
who monitors MMM System & Participants to ensure rules
are being adhered to and participation is fair and respectful.
MORATORIUM – Your MMM Account has been frozen. 1st
sign – you cannot GH or no PH Allocations. You need to
verify yourself. Create Support Ticket, submit ID, Copy of
Bank Card, Bank Verification Letter which states your full
name, ID, Bank Card and Bank Account Number, and all your
social media links ie Facebook, Twitter etc.
LOH – Letter of Happiness
VOH – Video of Happiness
WA – WhatsApp
VN – WhatsApp Voice Note
PEEPS – Beautiful MMM Participants
I hope it will help u to understand most abbreviations used in MMM.
Q. Who is the founder of MMM?
A. Sergei Mavrodi, a Russian mathematician and Computer Programmer.
Q. When was MMM founded and where?
A. Mmm was founded in 1989 as a registered Cooperative society in Russia, but MMM in its current form was formed in 2011.
Q. Why was MMM formed?
A. Mmm was founded as an answer to the unjust and callous financial order in the world, putting the financial destiny of participants in their own hands as they reach for financial freedom.
Q. Have people ever lost money in the history of MMM?
A. Yes. In 1994, the Russian government was threatened by the popularity and success of MMM and they clamped down on it seizing over 4 billion Roubles of people's money. This is why there is no central account anymore today and participants pay directly to each other.
Q. Can the government close down MMM or shut down the website?
A. No. MMM has no offline offices anyone can close, no central accounts anyone can freeze and the site servers are not hosted in this country so they cannot be shutdown.
Q. What is the strength of MMM?
A. Numbers. As long as participants continue to provide help and get help, MMM can last forever.
Q. What is the weakness of MMM?
A. Panic. Banks and other financial institutions do not like MMM and they have been known to use the media to create slanderous reports about what we do. If we the participants panic and stop providing help, they got us. But if we refuse to panic, they lose.
Q. What happens in the event of mass panic and people do not provide help but want to get help?
A. The system goes into a pause mode. Old mavros are paused and their growth stops, no one can get help within that period but provide help requests are welcome. After a few months when the system balances, the pause is lifted and mavros again continue growing and people can get help. Nobody loses any money.
Q. How can you help make MMM Nigeria last long and continue changing lives?
A. Never let anything u hear or read make u panic. Provide help and get help. Bring someone else in to enjoy this with u.
💪🏾✌🏿Together we change the world💪🏾✌🏿
Q. Where does the 30% and other bonuses come from?
A. Everything participant A receives comes from the donations of Participants B and C.
Q. Is MMM legal?
A. Yes. There is no law against giving. In MMM we voluntarily use our already-taxed money to provide help to one another. There is nothing illegal about that.
Q. How does MMM make money?
A. MMM does not make any money. MMM is not a company, it doesn't trade or do any business. The founders and leaders of MMM are also participants in the community.
Q. How big is MMM?
A. Mmm is now in about 118 countries with over 130 million participants globally.
Q. When did MMM come to Nigeria?
A. MMM Nigeria was launched on the 15th of November 2015. We now have upwards of 1.8 million participants nationwide and counting…
Share42016-11-11 10:04:08
MMM rules
Rule 1.
Do not have multiple account. You can always PH as many times as you want with one MMM account.
Penalty: all accounts will be permanently blocked, you will be banned.
Rule 2.
Do not share email or bank details with other members
Penalty: you will all be blocked from getting help by placing you on moratorium until you give identity proof
Rule3.
Do not delay in paying for your order,
Penalty: you will be blocked
Rule 4.
Do not edit your banking details or change password less than 15 days before Getting help
Penalty:
Your GH will be delayed for 14 days placed on moratorium
Rule 5.
Do not click on the "I refuse to make payment" button for more than once a month
Penalty:
You will be blocked
Rule 6.
Do not make deposit and fail to attach proof of payment
Penalty:
You will be blocked
Rule 7.
Do not fail to confirm your payment
Penalty:
You will be blocked
Rule 8.
Always remember to write your Letter of Happiness after every GH (withdrawal). Max days to write it after your GH is 3days.
Penalty:
You will be blocked
Rule 9.
Do not use the same phone device to access different mmm account.
Penalty:
U will be placed on moratorium
Master them well
+++ These rules were made to protect MMM Community. Don't forget MMM is solely based on trust and honesty between all participants. Together We Change The World +++
Comply with these rules above 👆
No notification to you when u r placed on moratorium. The only sign you see is that your GH order is not matched after 24hrs of being created.
From experience these are the factors that leads people into moratorium
1. Editing your account details like Phone number, email, account details, name etc less than 15 days to GH day.
2. Having multiple mmm accounts
3. Having your bank account linked with more than one mmm account
4. Suspicious actions on your PO such as hacking related issues.
Moratorium delays you from getting help. Although it will be resolved but you know we human being lack Patience especially when it comes to money related issues.
Share52016-11-11 17:08:58
*ATTENTION TEAM MEMBERS*
*USSD Codes for Money Transfers From Mobile Phone*
*GTB*
To initiate transfers to a GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890# from the mobile number registered with the Bank.
For transfers to beneficiaries in other Bank’s, customers should simply dial *737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. Customers will then require the last four digits of their GTBank Naira MasterCard to authenticate each transaction.
The *737* Transfer service is only available to GTBank customers via their mobile phone numbers registered with the Bank and has minimum transfer limit of N1,000 and a daily transfer limit of N20,000. Your daily limit can be up to N200,000 or more
*Fidelity Bank*
To transfer money from Fidelity bank account to another bank account, simply dial this *770*NUBAN Account number*Amount#; NUBAN Account number is the 10 digit account number issued by any bank.
Example; if you want to transfer N1000 to someone’s Firstbank account, dial *770*1234567890*1000# from the mobile number registered/linked with your Fidelity Bank account.
Then select the beneficiary bank Name (First bank).
Access bank
First bank
Diamond bank etc
Enter your transfer PIN to confirm transfer. The recipient account number will be shown to you before you enter the ypur PIN. This lets you verify that you’re not sending money to a wrong account.
if you have used haven’t used the service before, you will be requested to create one. You can dial *770#, Enter your NUBAN Account number (Fidelity bank account number), Select a 4-digit PIN for your account.
If you have two accounts with Fidelity bank, let say current and saving account and you’re using the same phone number for both account, your current account will be debited first before your savings account.
Transfer per transaction is N10,000. Maximum transfer per day is N20,000
*First Bank*
First bank USSD code allows you to transfer money, pay bills, withdraw money or make purchases. To transfer money, simply dial *894# and select 1; dial *894# and select 2 to withdraw money, dial *894# and select 3 to make purchase; dial *894# and select 4 to pay bills; dial *894# and select 5 to buy airtime; and dial *894# and select 7 to manage account.
*Wema Bank*
For Wema Bank customers, to do a quick FUNDS TRANSFER, dial *322*035*NUBAN*AMOUNT#
The Wema Quick Recharge Code should only be used with the phone number registered with the bank
*Diamond Bank*
For Diamond Bank Y’ello account holders, to Transfer money to any bank Dial *710*777*ACCOUNT NO*AMOUNT*PIN#.
For Diamond Y’ello to Diamond Y’ello Transfers Dial *710*710*PHONE NO*AMOUNT*PIN# For other Diamond account holders check options below.
*Ecobank*
With Ecobank Mobile Banking you can do all your banking on your mobile phone. You can Make instant transfers, Check balances, Pay bills, Read mini-statements, Buy airtime.
Dial *326# to get started
*Zenith Bank*
Zenith Bank’s 966 Mobile Banking allows you to open an account, check balance, load airtime or transfer money to another account.
To create a bank account simply dial *966*0# and follow the onscreen prompts.
To check for balances on any of your accounts, all you need to do is simply dial; *966*00#
To load airtime simply dial *966*Amount*Mobile Number# on your phone
To transfer money to another account
Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.
*First City Monument Bank (FCMB)*
To use FCMB mobile banking service
Dial *389*214#
FCMB Welcome Message is displayed with the following options
1.Activate with card
2.Activate with Account
3.Activate with Mwallet
Choose option 2 by typing 2 and send
Enter your account number
Call Contact Centre on 01-2798800 or visit any FCMB branch to generate your PIN.
Once you got your PIN Dial *389*214# on the phone and click on Security, Select Change PIN to enter your default PIN and enter your new four digits PIN when prompted
Dial *389*214# for subsequent access to FCMB Mobile service
*Unity Bank*
Unity Bank USSD mobile banking gives you secure and fast way to transfer funds to Unity bank accounts and to other bank accounts.
Simply dial *389*215# to get started
*Skye Bank*
Skye Bank USSD mobile banking gives you secure and fast way to transfer funds to Skye bank accounts and to other bank accounts.
Skye Bank USSD mobile banking allows you to make bill payments, check account balance, transfer funds etc hassle-free and conveniently.
Simply dial *833# to get started
*Sterling Bank*
Sterling Bank USSD provides a smarter way of banking using *822#:
To get started, just dial *822# on the phone number linked to your sterling bank account and follow the prompts accordingly.
Note that N5 will be deducted from your airtime balance everytime you dial the sterling bank ussd code on your phone.
A PIN will also be required to complete transactions via the ussd code. You will get the pin when you register for the Sterling bank *822# service.